Your Guide to Buying a Home Whether this is your first or tenth home purchase, shopping for a new home is exciting. It can also feel stressful and time-consuming. This guide will help you stay organized and move into your…
First-Time Homebuyer Checklist Ready to buy your first home? Follow this simple checklist to guide you through the process. 1. Determine Your Budget Start by figuring out how much house you can afford. This prevents falling in love with a…
Understanding Your Closing Disclosure If you have received your Closing Disclosure (CD) from your lender, you are almost finished with your home purchase. The lender provides this document at least three full days before closing. It shows all the final…
Why You Should Get Preapproved Before House Hunting Before starting your home search, talk to a lender about getting preapproved for a mortgage. This step can save you time during negotiations and help you stay within budget. Preapproval vs. Prequalification…
5 Smart Ways to Save for a Home Buying a home is a big purchase, and it takes time to save for it. Many homebuyers use a mortgage to cover most of the cost, but you’ll still need a down…
Revised Version (Yoast-Friendly) If you’re getting ready to buy your first home, you’ll need to plan for several expenses long before closing day. Some costs even show up before you start your home search. Here are five major expenses that…
Choosing the Right Location for Your New Home Buying a home is often said to be all about location, location, location. But what if you don’t know which location suits you best? Consider these factors before deciding where to put…
Understanding Home Purchase Contingencies When buying a home, you can include contingencies in your purchase contract to protect yourself during the process. A contingency is a condition that must be met for the contract to stay valid. If it is…
The biggest question those considering homeownership need to answer is simple: Should I buy or rent my home? Here is a look at the pros and cons of each. Buying Pros: Your monthly payment builds equity, or ownership, of the…
Revised, Yoast-Friendly Version Homeownership isn’t only for the wealthy. Your income matters when you buy a house, but figuring out how much you need to earn is not always clear. Most buyers use a mortgage to cover most of the…
